FAQ

A public insurance adjuster is a licensed professional who represents policyholders—not the insurance company—during the insurance claims process. We work on your behalf to document damages, prepare claims, and negotiate with your insurance company to help you receive the best possible settlement in the shortest amount of time.

Insurance company adjusters work for insurance companies. There are some carriers who have in house staff adjusters and other carriers who bring in adjusters on a claim by claim basis. Insurance company adjusters represent the interests and financial wellbeing of insurance companies. Conversely, a public adjuster works exclusively for policyholders. Public adjusters work tirelessly to ensure that your claim is handled fairly and maximizing your recovery.

It is best to bring a public adjuster onboard as soon as you experience property damage. The damage could result from fire, water, storm, or other disasters. The earlier we are involved in the claims process the better.

We assist with residential and commercial property damage claims, including:

• Fire and smoke damage
• Water and flood damage
• Storm, wind, and hail damage
• Mold and roof damage
• Business interruption claims

Public adjusters work on a contingency fee basis. This means that we only get paid when you get paid. Our fee is a percentage of the final settlement. There is an agreement on fee upon upfront. Our clients are not billed hourly and there are no hidden costs.

No. In fact, hiring a public adjuster often speeds up the process by ensuring all required documentation is submitted correctly and promptly, reducing back-and-forth delays with the insurance company.

Yes. Public adjusters must be licensed by the state to legally represent policyholders in insurance claim matters.

Simply contact us for a free consultation. We’ll review your policy and damages, explain your options, and help you decide the best way forward with your property insurance claim.